Insurance & Finance Resources
A curated collection of the tools, calculators, regulatory agencies, and educational resources we rely on in our own reporting — and that we recommend to readers. Every link on this page has been verified by our editorial team and leads to an official, authoritative source.
Last verified: June 2026. We review all links quarterly and update this page as needed. If you find a broken link, please let us know.
InsureWise Tools
Free calculators we built ourselves — no email, no quotes, no sales calls.
Life Insurance Needs Calculator
Work out how much coverage your family actually needs with the DIME method (Debt, Income, Mortgage, Education). Instant results, runs entirely in your browser.
Use Calculator →HDHP vs PPO Calculator
Compare a high-deductible health plan against a low-deductible plan side by side and find the break-even point for your expected medical usage.
Use Calculator →Government Insurance Resources
Official government agencies and tools for insurance consumers.
NAIC Consumer Information
National Association of Insurance Commissioners — file complaints, look up companies, and access consumer guides for all types of insurance.
Visit Resource →Healthcare.gov
Official Health Insurance Marketplace for ACA-compliant plans. Compare health insurance plans, check subsidy eligibility, and enroll during open enrollment.
Visit Resource →Medicare.gov
Official Medicare information — compare plans, check coverage, and enroll in Medicare Parts A, B, C (Advantage), and D (prescription drug).
Visit Resource →FEMA Flood Map Service Center
Check your property's flood zone designation — essential for understanding whether you need flood insurance (which is NOT included in standard home insurance).
Visit Resource →State Insurance Department Directory
Find your state's insurance regulator. File complaints, verify agent licenses, and access state-specific consumer protection resources.
Visit Resource →Financial Planning Tools
Official calculators and tools from government agencies and trusted institutions.
IRS Withholding Estimator
Check if you're having the right amount of tax withheld from your paycheck. Especially useful after major life changes (marriage, new job, having a child).
Visit Resource →Social Security Benefits Estimator
Estimate your future Social Security retirement benefits based on your actual earnings record. Critical for retirement planning.
Visit Resource →CFPB Mortgage Calculator
Consumer Financial Protection Bureau tool to explore current mortgage interest rates by location, loan type, and credit score range.
Visit Resource →AnnualCreditReport.com
The ONLY federally authorized source for free credit reports from all three bureaus (Equifax, Experian, TransUnion). You're entitled to one free report per week.
Visit Resource →FDIC BankFind
Verify that your bank is FDIC-insured and confirm your deposits are protected up to $250,000 per depositor, per insured bank.
Visit Resource →SEC Investor.gov
SEC's investor education resource — check if your financial advisor is registered, report fraud, and access free investment education materials.
Visit Resource →Industry Data & Research
Authoritative sources for insurance and financial data that we reference in our articles.
Insurance Information Institute (III)
Industry-supported information organization providing data, analysis, and educational content on all lines of insurance. A primary source for our insurance reporting.
Visit Resource →LIMRA
Life Insurance Marketing and Research Association — industry research on life insurance ownership, coverage gaps, and market trends.
Visit Resource →Freddie Mac Primary Mortgage Market Survey
Weekly survey of mortgage rates — the most widely cited source for tracking 30-year and 15-year fixed mortgage rate trends.
Visit Resource →Federal Reserve Economic Data (FRED)
Comprehensive database of economic data from the St. Louis Fed. We use FRED for interest rate data, inflation metrics, and economic indicators in our articles.
Visit Resource →AM Best
Credit rating agency specializing in the insurance industry. AM Best ratings help assess the financial strength and claims-paying ability of insurance companies.
Visit Resource →Consumer Protection
Resources for resolving disputes, filing complaints, and protecting your rights.
Consumer Financial Protection Bureau (CFPB)
Federal agency protecting consumers in the financial sector. File complaints against banks, lenders, and financial companies. Access educational resources and enforcement actions.
Visit Resource →Federal Trade Commission Consumer
Report identity theft, fraud, and unfair business practices. Access consumer guides on debt collection, credit repair scams, and financial fraud prevention.
Visit Resource →Better Business Bureau
Check business ratings, read consumer reviews, and file complaints. Useful for researching insurance companies, financial advisors, and service providers.
Visit Resource →USA.gov Benefits Finder
Find government benefits you may be eligible for, including health insurance assistance, housing aid, and financial support programs.
Visit Resource →Educational Resources
Free courses and educational materials for improving your financial literacy.
Khan Academy Personal Finance
Free, comprehensive personal finance course covering savings, budgeting, investing, taxes, insurance, and retirement planning.
Visit Resource →MyMoney.gov
U.S. government's financial literacy portal. Provides tools and resources organized around five key principles: earn, save & invest, protect, spend, and borrow.
Visit Resource →FINRA Investor Education Foundation
Financial Industry Regulatory Authority's education arm. Research on financial capability, investor protection, and free financial education programs.
Visit Resource →Disclaimer: InsureWise is not affiliated with any of the organizations listed above. External links are provided for informational purposes and do not constitute endorsement. These resources are maintained by their respective organizations, and their content, availability, and terms of use are subject to change.
